How does a DWI impact work related insurance?
Question Details: I received a DWI about 3 1/2 years ago. I'm looking into a new career and in that they insure their employees to drive their vehicles. Would my conviction impact this?
Yes, it will most likely impact your insurance: whether insurance is work-related or not, the insurer will look to your driving record in determing whether to insure you and, if they do, how much to charge. (The worse the record, the more you will pay.) While an insurer is not forced to take consideration of the DUI, they are certainly allowed to do so; a denial of or higher-price to insure you would definitely be valid grounds to not employ you if driving is required. Also, even if the insurance coverage is not itself a problem, if the DUI comes up on a background check, an employer could legitimately decide to not employ someone who has driven drunk or under the influence in a driving-related (or -required) position, since you increase their risks substantially: if you DUI'd once, you may do it again, and if you got into an accident while DUI, if the employer knew that you had a DUI but hired you for job anyway, they could be sued for a very great deal of money.