How do I file a civil suit against a company that was involved in a car accident?

Question Details: My vehicle was hit from the rear, which caused the vehicle to be completely totalled. The insurance offered $3000 but I do not feel that is fair market value of the vehicle. An on-line search of vehicles that was the same resulted in the cheapest vehicle $700 higher. I asked for $3500 to settle and they stated no.

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