How do I go about having the bank that owns the neighboring property pay for the damages to my home?

Question Details: My neighbor's roof flew off during hurricane and landed on my home causing roof damage. My insurer wants me to pay a $17,550 deductible before they they even start the work on my home. It also changed my deductible from $1,200 which I can afford. to $17,550, without an explanation.

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