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Do I have to refinance my house or sell it after the divorce?

Question Details: I financed our current home 2 years ago in my name only but I was married to my current husband so I know he still signed some papers and its considered a marital asset. I am considering divorce but want to keep the home and can afford it independently. My credit stinks due to medical and student loan issues. I am not sure that I could refinance with my credit score but I could likely pay out of pocket his half of any equity. Will I have to refinance?

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