Do I have to pay my medical bill if I was hit by a car?
Question Details: I was recently involved in a motor vehicle accident where a pedestrian was struck by a car. I was the pedestrian. I was never contacted by the driver's insurance and I was just given a medical bill.
You should contact the driver's insurance and file a personal injury claim. When you complete your medical treatment and are released by the doctor or are declared by the doctor to be permanent and stationary, which means having reached a point in your medical treatment where no further improvement is anticipated, obtain your medical bills, medical reports and documentation of wage loss. Your claim filed with the at-fault party's insurance should include those items. Compensation for the medical bills is straight reimbursement. The medical reports document your injury and are used to determine compensation for pain and suffering which is an amount in addition to the medical bills. Compensation for wage loss is straight reimbursement. If the settlement isn't sufficient to pay the medical bills, you are responsible for unpaid medical bills. If the case is settled with the at-fault party's insurance carrier, no lawsuit is filed.
If you are dissatisfied with the settlement offers, reject them and file a lawsuit for negligence against the at-fault party.
If the case is not settled, your lawsuit for negligence must be filed prior to the expiration of the applicable statute of limitations or you will lose your rights forever in the matter.
If the settlement offer is insufficient to pay your medical bills and adequately compensate you for pain and suffering, it should be rejected.