Do I have any grounds for a lawsuit against my mother regading the proceeds from a fire loss?
Question Details: About 2 years ago, we moved into my grandmother's house that was signed over to my mother a year or 2 previously. There was no home owners insurance on the home. A couple of days prior to us moving in, I asked my mother to put a homeowner's insurance policy on the home. She did and we paid the $38 premium each month. The funds were electronically transfered from my bank account every month, which I have proof of. The, about a year ago, the house was a total fire loss. My mother collected the 100k insurance policy and kept every penny for herself and chose not to rebuild. I realize the policy was in her name. Do I have any legal recourse at all against her since I was the one that paid that policy?
If your mother took out the policy, the proceeds from it are hers; the fact that you voluntarily chose to pay the policy does not give you any entitlement to the money. Since the policy was in your mother's name, you had no legal obligation to pay it for her; she was the one obligated to pay it and you could have let her pay for her own policy. That you chose to pay it when you did not have to does not give you any claim to the proceeds.