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Do I have a case for a bad faith claim?

Question Details: My insurance company paid out 2 separate claims finding me at fault without ever contacting me. The only way I found out that these claims even existed or were paid, is because they are using these claims as part of a decision to not renew my insurance. One of these claims paid out over $7,000 and finding me at fault, this will affect my future nsurance prices. By not informing me that a claim was filed, I was therefore unable to to defend myself, unable to counter the claims made, unable to contest the amount to be paid, unable to bring in or request a third party to evaluate the damage, and unable to provide witnesses that could have resulted in a lower pay out or dismissal of the claim. If there is a way to contest these claims against me internally and have them removed from my record, I'm am unaware.

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