Can my insurance provider decline paying for a rental?

Question Details: The insurance claim was made 4 months ago due to a natural disaster. My car has been at service location since time of claim. My insurer states that they can no longer pay for a rental but I have no car to drive or enough money to pay for it out of pocket. I am still paying my insurance and also paying a car payment. Is this legal for them to decline continuing payments for a rental?

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