Can I sue my insurance company for bad faith?

Question Details: I had a water line bust under the concrete slab of my home which caused my floor tiles to come off. Now I have about 30-40 sq ft of missing tile and 2 holes in the walls to find the main manifold. After waiting 3-4 days for the adjuster to come by and assess the damage and waiting 5 days and not hearing from the insurance company, I finally called them back just to hear that they aren't covering any of the damages. The adjuster's reasoning is that there's no coverage for a broken water line in our contract. However, my wife and I read the contract over and over but there's no statement saying water is not covered. If it's not specifically stating on the contract, how am I supposed to know what's covered and what isn't?

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