Can an excluded driver still seek compensation for damages from the responsible driver?

Question Details: A dependent 21 year old child was injured in a car accident and found out they are an excluded driver on their parent's insurance. Their car insurance company will not help them with filing and will only speak to the parent however, the parent will not respond. Can the excluded driver dependent child still seek compensation for damages from the other driver? If so, should they do so in court or with the other driver's insurance company?

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