Can a divorced person change the terms of a home loan without the consent of the other party?
Question Details: My ex-wife still resides in the marital home with both of our names on the loan still. I believe that she modified the loan terms to a much higher liability amount, and now my credit report shows that I owe more than the original loan agreement. Is this legally possible?
No, it is not legal (which is not to say it could not have been done, such as if your ex signed, or had someone pretending to be you sign, for you). A loan is a contract; regardless of marital status, a contract cannot be changed without the consent of all parties to the contract. You would have to agree or consent to any change or modification.
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