Can a UIM claim be brought against your company if you were the driver of a golf cart on the road in a housing development and was hit by an automobile?

Question Details: My friend was driving his golf cart on a road in his housing development and was struck by the operator of an automobile exiting the driveway of her house. He was completely ejected from the golf cart and sustained very serious injuries. He spent 3 days in the hospital and is now in rehab. The driver of the auto only carries minimum coverage. Is he able to bring an underinsured motorist claim against his own insurance company since he was operating a golf cart and not an automobile?

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