Can I sue my insurance company regarding a claim for a car accident?

Question Details: I was in a car accident 7 years ago which caused by a medical condition. I didn't receive any money from my the accident; they just paid the medical bills of the other people involved. I have $150,000 for liability and $150,000 for collision for myself, as well as the others if an accident occurs. Why couldn't I have receive money as well? I had over $100,000 in medical bills.

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