Can I sue my insurance company regarding a claim for a car accident?
Question Details: I was in a car accident 7 years ago which caused by a medical condition. I didn't receive any money from my the accident; they just paid the medical bills of the other people involved. I have $150,000 for liability and $150,000 for collision for myself, as well as the others if an accident occurs. Why couldn't I have receive money as well? I had over $100,000 in medical bills.
Your insurance company did not compensate you because you were at fault in the accident. Your insurance company only pays the claims of the individuals who were not at fault in the auto accident. You would not have any case for suing your insurance company.
It is advisable to file bankruptcy because of the medical bills. Chapter 7 bankruptcy is straight liquidation which will eliminate the medical bills.
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