Can I get reimbursed for personal items destroyed in a move?
Question Details: After almost 20 years of coverage with my insurer, it denied my claim for personal items damaged in a move. Do I have a case?
It depends on what your insurance policy says. An insurance policy is a contract; like any other contract, it is governed or controlled by its plain terms. Review the policy: does it indicate that they would have to cover damage, etc. during a move? If you believe that the policy does require coverage, you could sue the insurer for "breach of contract": for violating its contractual (policy) obligation. To win, you would have to convince a court that under the terms of the policy, as applied to the facts of this situation, you should be reimbursed.
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