Can I do any legal action?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Can I do any legal action?
I bought a car in February, then got in a wreck.
When I bought the car, they said I had to have
full coverage. I said nevermind because I
wouldn’t have been able to afford that as a
young driver. Then he changed his mind and
said I could just have the liability, so he could
make the sell.
Asked on April 12, 2017 under Insurance Law, Tennessee
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 7 years ago | Contributor
It is not clear exactly what you are asking. If you only bought liabilty coverage, which is all that is required (the law does not require you to have collission or comprehensive coverage, though both are very good ideas), then if you were in an accident, you would not have any coverage for the damage to your own car--since you voluntarily chose to buy only liability, that's all you would have, and you can not take any legal action over your own chocie to only have liability.
If this does not answer your question, you should repost it with additional detail.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.