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Can I be charged for insurance if I do not own a vehicle?

Question Details: I have just moved into my boyfriend's parents' house temporarily until we get our own place. I still use my parents address for mail and for my driver's license so my mail doesn't get lost or in the case of me losing my license if someone were to send it through the mail. However, now my parents' insurance company, now assumes that I live there and also assume I am using their vehicles. I do not own a motor vehicle of any sort. They want to charge me $1000 for insurance if I don't provide them with a lease agreement proving that I don't live there. I feel like this is a threat as well as invasion of my privacy? If so, would this be worth taking to court?

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