What can I do regarding a bad faith claim?

Question Details: We had a solar panel system that was destroyed 10 months ago. The insurance company sent a check for $14,000, however the system was 2 weeks old and cost $30,000. They are trying to replace it with an inferior setup and I have called every solar installer in the state and the cheapest one would do it for is $26,000. They have been caught lying several times and refuse to acknowledge any of the estimates. I had an engineering group that specializes in solar panel systems draw up a very detailed report showing why the third party installer they hired to come and bid it is so wrong and they still will not budge. Statute of limitations is getting close and I didn't know if I had a claim or not? The insurance company knows nothing about solar and the third party they brought in is a joke.

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