How does an auto accident settlement work?
Question Details: The Insurance company wants to pay $15,000 minus any liens. That is the max coverage of the at fault driver. The chiropractor said that he will get paid upon settlement and I don't know how much that bill amounts too and the physical therapy as well. How do I negotiate pain and suffering for an injured lower back and shoulder rotate cuff tear?
The settlement has to be sufficient to compensate you for the medical bills, pain and suffering, and wage loss after the attorney is paid and liens from the doctor, physical therapist and other medical providers, if any, are paid. The settlement figure includes compensation for pain and suffering.
If you are dissatisfied with settlement offers, your only recourse is to reject them and sue the at-fault driver for negligence.
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