How would I document that am I legally separated?

Question Details: I was in an auto accident recently. The insurance company says that because I was legally married at the time of the accident my spouse is required to sign papers in order for me to recieve settlement money from accident. My wife and I have been living in different states for the past 2 years and it makes no sense that she needs to be involved in this at all. I have been a resident of SC for the last 2 years while she has died in ME and now PA. It would be wholly inconvenient for me to travel just for a signature from her. Am I legally separated and, if so, how would I document this?

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