What to do if 3 years after our divorce, my ex-wife's name is still on my house?

Question Details: The divorce has been completed 3 years ago ending in her getting some money and me keeping the house and the profits that will come out of the sale whenever it happens. Her name still shows on my mortgage bills and she also can't close her bank account because she is still attached to that loan. Is it worth it to refinance on my name only or am I safe to leave it this way and sell in the future? I am confused as to what it means that she still is on the loan although the divorce states that the house is my responsibility and the profits will be mine. Can she come back at me if I don't refinance in my name?

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