What is the difference between resign to retire and retire?

Question Details:

I have been out on medical leave for over a year with limited sick pay. I am a teacher with 30 years experience and will reach my full 30 years with the school system I am in provided I am given my 16 sick days (by contract) and 30 days from our unions sick bank. My superintendent wants my retirement letter to read "I resign to retire..." . I don't like the word resign. What do I stand to lose?

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