What assets can be taken in a personal injury lawsuit?

Question Details:

My nephew rear-ended a woman 5 years ago, and he and my sister (insurance policy holder at the time) are being sued for injuries, doctor bills, etc. above the insurance liability amount. Can their houses and 401k retirement savings be taken? They both have vehicles, one old one paid for, one with a loan out on it. One house paid for, one house mortgaged. Low income, but not low enough to get any "free governmental aid".

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