What are my responsibilities as far as homeowners insurance after a discharged Chapter 7?

Question Details:

I have had a bankruptcy discharged in 06/09. My last mortgage payment was in 04/09. Last years taxes were paid by the mortgage company. I have not lived in the house for the last 6 months. My current insurance policy runs out in 09/10. As we speak I mow the lawn but do not take care of the pool. I was wondering if I don't pay the homeowners, will the bank pay them? What are my upkeep responsibilities? I was also wondering how I will know when my name comes off of the deed and will I be notified in writing when this happens?

Answered 6 years ago| Contributor
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