If I was in an auto accident and it was the other guys fault, what can I do if my insurance company is low balling me?

Question Details:

Was in an auto accident, it was the other guys fault, he had insurance but is considered uncovered (long story), I am having to go through my insurance to receive a settlement for my injuries/car repair. I suffered a concussion, several severely torn muscles in my neck and back which has caused blood clotting, swelling in my back, neck, and the base of my skull. My insurance company is trying to low ball me I am sure, what type of settlement would normally come with these injuries if I got an attorney? The max payout on my insurance is $25,000, they are offering me $4000.

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