What is the statute of limitations on judgment and home lien?

Question Details:

I recently found a lien placed on my home. After much research I found this original debt was 6K (an old auto loan) from June 1991, the balance is now 20k with accumulated interest. The original bank is no longer in business and has been bought out by numerous banks since. I have found conflicting information with the statue of limitations being 10 or 20 years (because the law changed in 2005). How do I get the lien removed from home if the statute of limitations did pass? Do I still need to settle or should I absolutely refuse to pay? Which type of attorney would specialize in this?

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