What to do about online payday loans that are illegal in my state?

Question Details:

Like an idiot I took out 2 on-line payday loans for $500; one for $200 and the other for $250. I've paid back $500 on the $250 loan and $300 on the $200 loan. In order to pay them in full I'd have to give each of then another $260. I now find out that payday loans are prohibited in PA. I'm not in default, but I can't do this any more. I'm getting behind on rent, electric and cable. What are my legal options here?

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you go to AttorneyPages.com and retain an attorney to represent you.