Is an 18 year old senior in high school liable for medical bills even if the parents are claiming the child is dependent on their tax forms?

Question Details:

My wife and I applied for a home loan. We were denied because she has collections against her from 6-7 years ago when she was a senior in high school. Her parents didn't pay the bills but claimed her as a dependent and also deducted all of her medical expenses on their tax forms. Wouldn't her parents be liable for the bills? On a similar note, the hospital and the collection agencies never contacted my wife directly. All bills were addressed to her parents and their home and all calls were to her parents (they never told her/us).

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