If a quit claim deed was signed giving the home over to my ex, am I still responsible for the mortgage payments?

Question Details:

My ex-husband and I filed for Chapter 13 in 2006. In 2008 we separated; divorce becoming finalized in June of that year. He was still living in the house so we agreed to sign the home over to him using a quitclaim deed. I do not believe that he ever filed the deed and he stopped making payments soon after the divorce was finalized. The home is now facing foreclosure. I need to find out what I need to do regarding the mortgage and if I am responsible. They are unable to locate him so I am receiving all correspondence. How do I handle the mortgage company and clear up my credit? Will I be held responsible for half? Also, what if my ex-husband never filed the quit claim deed paperwork?  And finally, the Chapter 13 and divorce took place in AL, I now live in GA. Can I retain an attorney here to handle things?

Answered 6 years ago| Contributor
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