When does the statute of limitations for debt collection start running?

Question Details:

I had a regular non-secured credit card. I was not able to pay anymore so the credit card company wrote it off and sold the debt to a third party collection agency. I read on a few websites that the Statute of Limitations for credit card debt is 3 years in SC. Is that correct? Also, when does the “clock” start? Does it begin the date of last payment, the date it was written off, the date it was sold, etc.?

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