Can my income tax refund be taken by a judgment creditor?
I have a judgement again me for $6000. I've been out of work and need my income tax return.
Only debts owed to the IRS, for child support, or for student loans can be satisfied by seizing a tax refund. Tax refunds cannot be sized for a regular creditor debt (such as non-payment of a credit card). However, if a tax refund is placed in your bank account, it can be levied by the regular judgment creditor. So do not put your tax refund in your bank account or it may be subject to being seized in order to satisfy the small claims judgment.