How long after a default can a debt collector attempt to collect a debt?

Question Details:

I just got a call from a debt collector saying that I owe money from about 6 years ago. I had no idea I owed this money. If I did I would have paid. Is this legal after all these years? Why didn't I hear about this before? How do I know if I really owe this money?

Answered 6 years ago| Contributor
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