If payday loans are illegal in your state, do you still have to pay them? 

Question Details:

I have payday loans and just found out that they are illegal in my state. I have tried to place a block on my bank account to prevent them from accessing it, but they were able to anyway. This has caused an overdraft on my account for $2600. I am in a difficult place because this leaves me no money and I do not know what I am able to do about this situation. I spoke to the bank and there is no way that they are able to reverse the transactions on my account. I need to know if there is anything I can do to get back my money or prevent future charges?

Cedulie Laumann / Arden Law Firm Answered 5 years ago This attorney is licensed in Maryland View Attorney Profile
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