If I want to get divorced after 32 years of marriage what can I expect regarding the division of assets?

Question Details:

We own our home together. He has a part-time job; I have had the same job since I was married. We owe $97,000 on the house; $10,000in credit card debt. I would like to give him the house and I will pay off the credit card debt. I have a Roth IRA in my name. Would I still be responsible for the house if he defaults on the loan? Would he be entitled to my retirement fund and my IRA? If the answer is yes, what steps can I take to just pay the credit debt, take a few pieces of furniture I want, and leave free and clear?

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