How long does the law allow for a hospital to bill me?
I just got a $600 bill for my Daughter's birth 14 months ago. How long do they have to bill me? Is this considered untimely filing? Do I have to still pay? It is even more disappointing because I cannot file with my flex-spending account either because it is way past filing time for that.
Your flexible spending account should take this because the services occurred during the time period that was eligible. It was through no fault of your own. Before you talk to the flexible spending account program manager or your local politician's office or attorney general, find out why it took so long to be billed and if you were supposed to be billed. In other words, births are usually charged via global billing and the hospital doesn't usually send you something like this so long after the birth. Do not accept the charges. Find out what happened and then run to your state's attorney general. Do not file by paper. Explain what happened and see if a line of communication can be opened between that agency and the hospital administrator.
This is absolutely ridiculous. At the least, you should have received a statement of your coverage (usually says THIS IS NOT A BILL) to give you advanced warning of what your patient responsibility should be. Then call your insurance company and file a claim with the Department of Insurance, as well. Something happened and either you should not have been billed, someone misfiled your file and then decided to bill so long after or someone wasn't doing his or her job and decided to bill you.
Do not sit on this. The longer you wait to challenge this, the more likely it is you will have to pay.