How do you determine pain and suffering for children involved in a car accident?

Question Details: My two daughters and I were involved in a car accident where the other driver was at fault. How do I determine my children's pain and suffering? They were not physically injured but were very sore for the next few days. They also were not "sick" enough to be exempt from the State standardized testing they had to take the next day at school. Also, my youngest daughter can be required to go to summer school if she did not pass that portion of the test for the day after the accident. Will the other driver's insurance company take any of this into account when we begin to settle?

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