Is writing "final payment" on a check binding?

Question Details:

I wanted to close an account, but was never successful speaking to anyone in the business department. On advice from friends, I wrote "FINAL PAYMENT- PLEASE CLOSE ACCOUNT" in the memo section of my final payment (no balance was withstanding). 8 months later, they called my husband and said we were delinquent. Is my note legally binding?

Answered 7 years ago| Contributor
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