Can I be held liable for what happens at my daughter's apartment?
Can I be held liable for someone injured after they the apartment? I co-signed the lease. I do not live there. My daughter is 20. She has drinking parties. There are drugs there. I don't know about these parties ahead of time.
If you co-signed, you are on the lease; as someone on the lease, you may well be responsible for injuries at the premises. Alot depends on the circumstances; the mere fact that somone is hurt at another's property does not automatically make the other person(s) liable; for example, if it's entirely the fault of the injured party, there's no liability. However, if there was fault on the part of the tenants, such as arguably by serving drugs and alcohal, then all the tenants might be liable, and legally, as someone on the lease, you are a tenant for this purpose. Your daughter's behavior is putting you at risk; at a minimum, you should look into making sure you and your daughter have adequate insurance to cover reasonable liability.
When you co-sign on a lease you agree to be liable to the full extent of the lease. If a person is injured at the apartment, the question will be how and/or why did they get injured. Without know the facts or a certain situation you are concerned about, it is hard to tell you one way or another as the facts of each case may lead to different answers. I suggest that you obtain renter's insurance (analogous to homeowners) so that any negligent acts by your daughter are covered under the policy. If your daughter causes someone to get injured, you are not automatically responsible. However, if your daughter fails to pay rent, you are responsible for sure. If someone is hurt or kills themself while doing drugs at the apartment and you have no knowledge, you are not likely liable. I suggest obtaining insurance.