Is a property owner's liability insurance responsible for break in and theft of a guest's vehicle?
I had my vehicle broken into at a hotel property and their insurance denied my claim stating that the property owners did their part with having security and ample lighting in the parking lot. My car was less than 50 ft from the front door. even though those things might have been in place for such, my vehicle was slim-jimmed and possession were taken. Am I at a lost or is there something else I can do to recover the losses from the hotel property owners.
You need to appeal the denied claim and consider filing a lawsuit against the hotel. Further, consider contacting your vehicle insurance and your own homeowner's insurance policy. Speciality provisions within those particular policies may have coverage for you. Simultaneously, you may wish to contact your state's department of insurance and file a complaint against the insurance company for bad faith and or unfair and deceptive activity.
At the end of the day, you may simply run into a situation wherein indeed the entity may not be entirely liable. Innkeeper laws vary from state to state but usually the safety of the hotel guest is usually limited to the room itself and not necessarily to the motor vehicle which sits outside of the hotel structure.