If an apartment fire caused is caused by a neighboring tenant, does my landlord's insurance have to pay for my loss?

Question Details:

My neighbor caused a fire in her apartment and it crossed into my apartment. The fire destroyed everything I have. The landlord has told me they will not replace anything. I don't feel this is right since I did not cause this. Should their insurance cover my stuff or am I really the one that has to pay for my loss?

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